Diamond Products
Choose the option that sets you free!
Diamond Premium
Account Limits
| Full FICA Transaction function | Amount per transaction | Amount per day |
|---|---|---|
| POS purchases | ||
| Local | R50,000.00 | R100,000.00 |
| International | R50,000.00 | R100,000.00 |
| Cash Withdraw | ||
| ATM local | R2,000.00 | R10,000.00 |
| ATM International | R2,000.00 | R10,000.00 |
| Purchase with cash portion | R2,000.00 | R10,000.00 |
| EFT Payment/Transfer | R50,000.00 | R50,000.00 |
| Balance thresholds | R500,000.00 | R500,000.00 |
| Maximum monthly credits (deposits) | R500,000.00 | R500,000.00 |
| Maximum Daily debit spend | R100,000.00 | R100,000.00 |
| Maximum monthly debit spend | R500,000.00 | R500,000.00 |
Card Fees
| SMS Load Fee | R 0,50 |
| SMS Notification Fee | R 0,50 |
| Card termination (Account closure & Transfer of Remaining Balance) | R 60,00 |
| IVR Balance | R 1,00 |
| Transaction Dispute in error | R 100,00 |
| ATM Decline/return – Local | R 5,00 |
| ATM Decline/return – International | R 10,00 |
| EFT In Fee | R 7,00 |
| EFT Return Fee | R 10,00 |
| POS Decline – International | R 15,00 |
| POS Decline – Local | R 3,00 |
| USSD VAS Purchase ( Service Payment) | R 1,00 |
| USSD Balance Enquiry | R 2,20 |
| Card to card transfer | R 7,00 |
| Statement Request 30 Day | R 5,00 |
| Statement Request 60 Day | R 7,50 |
| Statement Request 90 Day | R 10,00 |
| Auto Statement e-mail | R 3,00 |
| ATM Balance enquiry – Local | R 4,00 |
| ATM Balance enquiry – International | R 10,00 |
| ATM Purchase | R 3,00 |
| ATM Withdraw – International | R 50,00 |
| ATM Withdraw – Local | R9,50+R2.00/R100 |
| EFT Payment | R 3,00 |
| Mobile EFT Payment | R 3,00 |
| Airtime Purchase ( Service Payment) | R 1,00 |
| Balance Enquiry | R 4,00 |
| Mobile Pin Reset | R 0 |
| Cash + Purchase at POS | R 3,00 |
| Cash only at POS | R 3,00 |
| POS Purchase International | R 30,00 |
| POS Purchase Local | R 2,20 |
Swiping at a retailer is easier, safer and cheaper than withdrawing cash from an ATM. Fees are subject to change without notice.
What do you need to open your Diamond Premium Account?
- Valid South Africa ID or Passport (No Visa required) or Valid Asylum Seeker Document
- Proof of Address ( no less than 3 months old)
- Valid work or study permit (Passport holders only)
Diamond Lite
Account Limits
| FICA light Transaction function | Amount per transaction | Amount per day |
|---|---|---|
| POS purchases | ||
| Local | R10,000.00 | R20,000.00 |
| International | R8,000,00 | R8,000.00 |
| Cash Withdraw | ||
| ATM local | R2,000.00 | R5,000.00 |
| ATM International | R2,000.00 | R5,000.00 |
| Purchase with cash portion | R2,000.00 | R5,000.00 |
| EFT Payment/transfer | R10,000.00 | R10,000.00 |
| Balance thresholds | R100,000.00 | R100,000.00 |
| Maximum monthly credits (deposits) | R90,000.00 | R90,000.00 |
| Maximum Daily debit spend | R10,000.00 | R10,000.00 |
| Maximum monthly debit spend | R150,000.00 | R150,000.00 |
Card Fees
| SMS Load Fee | R 0,50 |
| SMS Notification Fee | R 0,50 |
| Card termination (Account closure & Transfer of Remaining Balance) | R 60,00 |
| IVR Balance | R 1,00 |
| Transaction Dispute in error | R 100,00 |
| ATM Decline/return – Local | R 5,00 |
| ATM Decline/return – International | R 10,00 |
| EFT In Fee | R 7,00 |
| EFT Return Fee | R 10,00 |
| POS Decline – International | R 15,00 |
| POS Decline – Local | R 3,00 |
| USSD VAS Purchase ( Service Payment) | R 1,00 |
| USSD Balance Enquiry | R 2,20 |
| Card to card transfer | R 7,00 |
| Statement Request 30 Day | R 5,00 |
| Statement Request 60 Day | R 7,50 |
| Statement Request 90 Day | R 10,00 |
| Auto Statement e-mail | R 3,00 |
| ATM Balance enquiry – Local | R 4,00 |
| ATM Balance enquiry – International | R 10,00 |
| ATM Purchase | R 3,00 |
| ATM Withdraw – International | R 50,00 |
| ATM Withdraw – Local | R9,50+R2.00/R100 |
| EFT Payment | R 3,00 |
| Mobile EFT Payment | R 3,00 |
| Airtime Purchase ( Service Payment) | R 1,00 |
| Balance Enquiry | R 4,00 |
| Mobile Pin Reset | R 0 |
| Cash + Purchase at POS | R 3,00 |
| Cash only at POS | R 3,00 |
| POS Purchase International | R 30,00 |
| POS Purchase Local | R 2,20 |
Swiping at a retailer is easier, safer and cheaper than withdrawing cash from an ATM. Fees are subject to change without notice.
What do you need to open your Diamond Lite Account?
- Valid South African ID or Passport ( No Visa Required) or Asylum Seeker Document
- Valid work or study permit (Passport holders only)
Diamond Wallet
Account Limits
| FICA light Transaction function | Amount per transaction | Amount per day |
|---|---|---|
| POS purchases | ||
| Local | R10,000.00 | R20,000.00 |
| International | N/A | N/A |
| Cash Withdraw | ||
| ATM local | R2,000.00 | R2,000.00 |
| ATM International | N/A | N/A |
| Purchase with cash portion | R2,000.00 | R2,000.00 |
| EFT Payment/transfer | N/A | N/A |
| Balance thresholds | R25,000.00 | R25,000.00 |
| Maximum monthly credits (deposits) | R25,000.00 | R25,000.00 |
| Maximum Daily debit spend | R20,000.00 | R20,000.00 |
| Maximum monthly debit spend | R25,000.00 | R25,000.00 |
Card Fees
| SMS Load Fee | R 0,50 |
| SMS Notification Fee | R 0,50 |
| Card termination (Account closure & Transfer of Remaining Balance) | R 60,00 |
| IVR Balance | R 1,00 |
| Transaction Dispute in error | R 100,00 |
| ATM Decline/return – Local | R 5,00 |
| EFT In Fee | R 7,00 |
| EFT Return Fee | R 10,00 |
| POS Decline – Local | R 3,00 |
| USSD VAS Purchase ( Service Payment) | R 1,00 |
| USSD Balance Enquiry | R 2,20 |
| Card to card transfer | R 7,00 |
| Statement Request 30 Day | R 5,00 |
| Statement Request 60 Day | R 7,50 |
| Statement Request 90 Day | R 10,00 |
| Auto Statement e-mail | R 3,00 |
| ATM Balance enquiry – Local | R 4,00 |
| ATM Purchase | R 3,00 |
| ATM Withdraw – Local | R9,50+R2.00/R100 |
| EFT Payment | R 3,00 |
| Mobile EFT Payment | R 3,00 |
| Airtime Purchase ( Service Payment) | R 1,00 |
| Balance Enquiry | R 4,00 |
| Mobile Pin Reset | R 0 |
| Cash + Purchase at POS | R 3,00 |
| Cash only at POS | R 3,00 |
| POS Purchase Local | R 2,20 |
Swiping at a retailer is easier, safer and cheaper than withdrawing cash from an ATM. Fees are subject to change without notice.
What do you need to open your Diamond Wallet Account?
- Valid South African ID or Passport ( No Visa Required) or Asylum Seeker Document
USE YOUR CARD ANYWHERE IN THE WORLD.
Help
LOST OR STOLEN CARD
Diamond Cards can be stopped on *120*DIAMOND# under option [3] or call 0861 111 300 and follow the voice prompts.
Help
FORGOTTEN PIN
Diamond Card PINs can be reset on *120*DIAMOND# under option [3] or call 0861 111 300 and follow the voice prompts.
