Premium vs Lite
Find which freedom suits you!
Diamond Premium
Diamond Lite
Account Limits
| Full FICA Transaction function | Amount per transaction | Amount per day |
|---|---|---|
| POS purchases | ||
| Local | R50 000,00 | R100 000,00 |
| International | R50 000,00 | R100 000,00 |
| Cash Withdraw | ||
| ATM local | R2 000,00 | R10 000,00 |
| ATM International | R2 000,00 | R10 000,00 |
| Purchase with cash portion | R2 000,00 | R10 000,00 |
| EFT Payment/Transfer | R50 000,00 | R50 000,00 |
| FICA light Transaction function | Amount per transaction | Amount per day |
|---|---|---|
| POS purchases | ||
| Local | R8 000,00 | R8 000,00 |
| International | N/A | N/A |
| Cash Withdraw | ||
| ATM local | R2 000,00 | R5 000,00 |
| ATM International | N/A | N/A |
| Purchase with cash portion | R2 000,00 | R5 000,00 |
| EFT Payment/transfer | R20 000,00 | R20 000,00 |
Card Fees
| SMS IVR Balance Enquiry | R2,00 |
| SMS Load Notification Fee | R0,30 |
| SMS Online Banking OTP | R0,30 |
| SMS Transaction Notification Fee | R0,30 |
| Card termination (Account closure & Transfer of Remaining Balance) | R60,00 |
| IVR Balance | R1,00 |
| Transaction Dispute in error | R100,00 |
| ATM Decline/return – Local | R3,00 |
| ATM Decline/return – International | R10,00 |
| EFT Return Fee | R3,00 |
| POS Decline – International | R6,00 |
| POS Decline – Local | R2,50 |
| USSD VAS Purchase ( Service Payment) | R1,00 |
| USSD Balance Enquiry | R2,00 |
| Card to card transfer | R7,00 |
| Statement Request 30 Day | R5,00 |
| Statement Request 60 Day | R7,50 |
| Statement Request 90 Day | R10,00 |
| Auto Statement e-mail | R 3,00 |
| ATM Balance enquiry – Local | R 3,00 |
| ATM Purchase | R 2,50 |
| ATM Withdraw – International | R45,00 |
| ATM Withdraw – Local | R5.00+R0.85/R100 |
| EFT Payment | R 2,50 |
| Mobile EFT Payment | R2,50 |
| Airtime Purchase ( Service Payment) | R1,50 |
| Balance Enquiry | R1,50 |
| Mobile Pin Reset | R1,00 |
| Cash + Purchase at POS | R2,50 |
| Cash only at POS | R2,50 |
| POS Purchase International | R20,00 |
| POS Purchase Local | R2,00 |
Swiping at a retailer is easier, safer and cheaper than withdrawing cash from an ATM. Fees are subject to change without notice.
| SMS IVR Balance Enquiry | R2,00 |
| SMS Load Notification Fee | R0,30 |
| SMS Online Banking OTP | R0,30 |
| SMS Transaction Notification Fee | R0,30 |
| Card termination (Account closure & Transfer of Remaining Balance) | R60,00 |
| IVR Balance | R1,00 |
| Transaction Dispute in error | R100,00 |
| ATM Decline/return – Local | R3,00 |
| EFT Return Fee | R3,00 |
| POS Decline – Local | R2,50 |
| USSD VAS Purchase ( Service Payment) | R1,00 |
| USSD Balance Enquiry | R2,00 |
| Card to card transfer | R7,00 |
| Statement Request 30 Day | R5,00 |
| Statement Request 60 Day | R7,50 |
| Statement Request 90 Day | R10,00 |
| Auto Statement e-mail | R 3,00 |
| ATM Balance enquiry – Local | R 3,00 |
| ATM Purchase | R 2,50 |
| ATM Withdraw – Local | R5.00+R0.85/R100 |
| EFT Payment | R 2,50 |
| Mobile EFT Payment | R2,50 |
| Airtime Purchase ( Service Payment) | R1,50 |
| Balance Enquiry | R1,50 |
| Mobile Pin Reset | R1,00 |
| Cash + Purchase at POS | R2,50 |
| Cash only at POS | R2,50 |
| POS Purchase Local | R2,00 |
Swiping at a retailer is easier, safer and cheaper than withdrawing cash from an ATM. Fees are subject to change without notice.
What do you need to open your Diamond Premium Account?
- Valid South Africa ID or Passport (No Visa required) or Valid Asylum Seeker Document
- Proof of Address ( no less than 3 months old)
What do you need to open your Diamond Lite Account?
- Valid South African ID or Passport ( No Visa Required) or Asylum Seeker Document
USE YOUR CARD ANYWHERE IN THE WORLD.
Help
LOST OR STOLEN CARD
Diamond Cards can be stopped on *120*DIAMOND# under option [3] or call 0861 111 300 and follow the voice prompts.
Help
FORGOTTEN PIN
Diamond Card PINs can be reset on *120*DIAMOND# under option [3] or call 0861 111 300 and follow the voice prompts.
