Premium vs Lite
Choose the option that sets you free!
Diamond Premium
Account Limits
Full FICA Transaction function | Amount per transaction | Amount per day |
---|---|---|
POS purchases | ||
Local | R50 000.00 | R100 000.00 |
International | R50 000.00 | R100 000.00 |
Cash Withdraw | ||
ATM local | R2 000.00 | R10 000.00 |
ATM International | R2 000.00 | R10 000.00 |
Purchase with cash portion | R2 000.00 | R10 000.00 |
EFT Payment/Transfer | R50 000.00 | R50 000.00 |
Card Fees
SMS IVR Balance Enquiry | R2,00 |
SMS Load Notification Fee | R0,30 |
SMS Online Banking OTP | R0,30 |
SMS Transaction Notification Fee | R0,30 |
Card termination (Account closure & Transfer of Remaining Balance) | R60,00 |
IVR Balance | R1,00 |
Transaction Dispute in error | R100,00 |
ATM Decline/return – Local | R3,00 |
ATM Decline/return – International | R10,00 |
EFT Return Fee | R3,00 |
POS Decline – International | R6,00 |
POS Decline – Local | R2,50 |
USSD VAS Purchase ( Service Payment) | R1,00 |
USSD Balance Enquiry | R2,00 |
Card to card transfer | R7,00 |
Statement Request 30 Day | R5,00 |
Statement Request 60 Day | R7,50 |
Statement Request 90 Day | R10,00 |
Auto Statement e-mail | R 3,00 |
ATM Balance enquiry – Local | R 3,00 |
ATM Purchase | R 2,50 |
ATM Withdraw – International | R45,00 |
ATM Withdraw – Local | R5.00+R0.85/R100 |
EFT Payment | R 2,50 |
Mobile EFT Payment | R2,50 |
Airtime Purchase ( Service Payment) | R1,50 |
Balance Enquiry | R1,50 |
Mobile Pin Reset | R1,00 |
Cash + Purchase at POS | R2,50 |
Cash only at POS | R2,50 |
POS Purchase International | R20,00 |
POS Purchase Local | R2,00 |
Swiping at a retailer is easier, safer and cheaper than withdrawing cash from an ATM. Fees are subject to change without notice.
What do you need to open your Diamond Premium Account?
- Valid South Africa ID or Passport (No Visa required) or Valid Asylum Seeker Document
- Proof of Address ( no less than 3 months old)
Diamond Lite
Account Limits
FICA light Transaction function | Amount per transaction | Amount per day |
---|---|---|
POS purchases | ||
Local | R8 000,00 | R8 000,00 |
International | N/A | N/A |
Cash Withdraw | ||
ATM local | R2 000,00 | R5 000,00 |
ATM International | N/A | N/A |
Purchase with cash portion | R2 000,00 | R5 000,00 |
EFT Payment/transfer | R20 000,00 | R20 000,00 |
Card Fees
SMS IVR Balance Enquiry | R2,00 |
SMS Load Notification Fee | R0,30 |
SMS Online Banking OTP | R0,30 |
SMS Transaction Notification Fee | R0,30 |
Card termination (Account closure & Transfer of Remaining Balance) | R60,00 |
IVR Balance | R1,00 |
Transaction Dispute in error | R100,00 |
ATM Decline/return – Local | R3,00 |
EFT Return Fee | R3,00 |
POS Decline – Local | R2,50 |
USSD VAS Purchase ( Service Payment) | R1,00 |
USSD Balance Enquiry | R2,00 |
Card to card transfer | R7,00 |
Statement Request 30 Day | R5,00 |
Statement Request 60 Day | R7,50 |
Statement Request 90 Day | R10,00 |
Auto Statement e-mail | R 3,00 |
ATM Balance enquiry – Local | R 3,00 |
ATM Purchase | R 2,50 |
ATM Withdraw – Local | R5.00+R0.85/R100 |
EFT Payment | R 2,50 |
Mobile EFT Payment | R2,50 |
Airtime Purchase ( Service Payment) | R1,50 |
Balance Enquiry | R1,50 |
Mobile Pin Reset | R1,00 |
Cash + Purchase at POS | R2,50 |
Cash only at POS | R2,50 |
POS Purchase Local | R2,00 |
Swiping at a retailer is easier, safer and cheaper than withdrawing cash from an ATM. Fees are subject to change without notice.
What do you need to open your Diamond Lite Account?
- Valid South African ID or Passport ( No Visa Required) or Asylum Seeker Document
USE YOUR CARD ANYWHERE IN THE WORLD.

Help
LOST OR STOLEN CARD
Diamond Cards can be stopped on *120*DIAMOND# under option [3] or call 0861 111 300 and follow the voice prompts.
Help
FORGOTTEN PIN
Diamond Card PINs can be reset on *120*DIAMOND# under option [3] or call 0861 111 300 and follow the voice prompts.